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Navacord

Personal Insurance

Insurance that's built around your life

Find the right coverage for you, your family, and assets, backed by advice that puts your needs first.

Auto & recreation coverages

Coverage for the vehicles you drive, ride and tow.

  • Auto insurance

    Covers liability, accident benefits and damage to your vehicle, with coverage required across Canada.

  • Motorcycle insurance

    Covers liability, collision and theft for your motorcycle, with options for riding gear and accessories.

  • RV insurance

    Covers your motorhome on the road and at the campsite, including liability and contents.

  • Travel trailer insurance

    Covers your trailer and its contents against damage and theft, whether towed or parked.

  • Boat insurance

    Covers your boat, motor and equipment, plus liability while you're out on the water.

  • Classic car insurance

    Agreed-value coverage for collector and antique vehicles driven for pleasure rather than daily use.

  • ATV insurance

    Covers liability, damage and theft for your all-terrain vehicle on trails and private land.

  • Snowmobile insurance

    Covers liability, damage and theft for your snowmobile, on and off the trails.

Home & property coverages

Coverage for the places you live, rent out or own.

  • Home insurance

    Covers your house, belongings and personal liability against fire, theft, water damage and more.

  • Condo insurance

    Covers your unit's improvements, belongings and liability, filling gaps in your condo corporation's policy.

  • Tenant insurance

    Covers your belongings, personal liability and extra living costs if your rental becomes unlivable.

  • Landlord insurance

    Covers rental properties you own, including the building, liability and lost rental income.

  • Second home insurance

    Insures a secondary residence, such as a vacation home, with coverage suited to how it's used.

  • Seasonal property insurance

    Covers cottages, cabins and other properties you use for only part of the year.

  • Luxury home insurance

    Tailored coverage with higher limits for high-value homes, art, jewellery and collections.

  • Farm insurance

    Covers your farm home, outbuildings, equipment, livestock and farming liability.

  • Home service line insurance

    Covers repair costs for buried water, sewer and utility lines running across your property.

Travel, life & added protection

Extra coverage for your trips, your family and your lifestyle.

  • Travel insurance

    Covers emergency medical costs, trip cancellation and lost baggage when you travel outside your province.

  • Life insurance

    Provides financial security for your loved ones, with term, whole and universal life options.

  • Personal umbrella insurance

    Adds extra liability protection above your home and auto policies for large claims.

  • Personal cyber insurance

    Helps you recover from identity theft, online fraud and cyber extortion targeting you and your family.

  • Pet insurance

    Helps cover veterinary bills when your pet has an unexpected accident or illness.

  • Home-based business insurance

    Covers business equipment, inventory and liability for side hustles and businesses run from home.

Why choose Navacord

A different approach to insurance

National strength and local expertise, delivered coast to coast.

  • 95%

    Client satisfaction rate year after year.

  • 5000+

    Insurance and financial services professionals.

  • 150

    Locations across Canada.

Group rates

Group rates (home & auto)

Learn more about special home and auto insurance rates for members of eligible employers, associations and alumni groups.

    Modern condominium building featuring glass balconies, large windows, and contemporary residential architecture, representing multi-unit housing, property ownership, and condominium living.

    FAQs about personal insurance