Core liability coverages
Foundational coverage that protects your business against everyday third-party, professional and digital risks.
General liability
Covers third-party claims of bodily injury, property damage and advertising injury from your operations.
Professional liability
Covers legal costs and damages when clients allege errors or negligence in your services.
Cyber liability
Helps you respond to and recover from cyberattacks, data breaches and cyber extortion.
Umbrella liability
Adds liability limits above your underlying policies to protect against large claims.
Business liability
A tailored mix of liability coverages that protects your business from lawsuits and claims.
Casualty insurance
Broad liability coverage for injury or property damage caused by your operations, products or vehicles.
Small business insurance
A tailored package of property, liability, cyber and other coverages built around your business.
Property, construction & environmental coverages
Insurance for the buildings, equipment, projects and land your business owns, operates or builds.
Commercial property
Covers buildings, equipment and inventory damaged or destroyed by fire or other insured events.
Business interruption
Replaces lost income and covers extra expenses when a covered disruption halts your operations.
Boiler & machinery insurance
Covers boilers, pressure vessels and critical systems after a sudden mechanical or electrical failure.
Equipment breakdown insurance
Covers repair costs, lost profits and spoilage when essential machinery or equipment breaks down.
Course of construction insurance
Covers a project's structure, materials and temporary works against damage and theft during construction.
Wrap-up liability insurance
One liability program covering the owner, general contractor and subcontractors on a construction project.
Bonding & surety insurance
Performance, bid, licence and other surety bonds that guarantee your obligations will be fulfilled.
Environmental impairment liability
Covers pollution cleanup, third-party damage claims and related legal and regulatory defence costs.
Vacant land insurance
Provides third-party liability coverage for unoccupied land, with optional pollution and vandalism protection.
Transportation, trade & global risk coverages
Solutions for vehicles, goods in transit, supply chains and the risks of doing business across borders.
Commercial auto & fleet insurance
Insures business vehicles and drivers, with fleet options for companies running multiple vehicles.
Garage auto liability
Shields dealerships, repair shops and towing companies from liability, including damage to customer vehicles.
Cargo insurance
Guards against physical loss of or damage to freight shipped by land, sea or air.
Inland marine insurance
Extends coverage to equipment and goods moving over land or kept away from your premises.
Product recall insurance
Covers recall costs, lost income and crisis management to help protect your reputation.
Trade credit & political risk
Safeguards against buyer non-payment, government actions, political violence and trade disruptions.
Cross-border placements
Helps you arrange and coordinate insurance across countries while meeting local requirements.
Stock throughput insurance
Brings raw materials and finished goods under one policy through transit, storage and processing.
War & terrorism insurance
Covers war, terrorism and political violence losses typically excluded from standard commercial policies.
Employee and management coverages
Coverage that protects your leaders, employees and organization from management, employment and financial risks.
Directors and officers
Shields directors and officers from claims of wrongful acts, breach of duty or mismanagement.
Executive liability
Bundles D&O, employment practices, fiduciary, crime and cyber coverage to protect your leadership team.
Employment practices liability
Covers legal costs and damages from wrongful termination, harassment, discrimination and retaliation claims.
Fiduciary liability
Shields those managing employee benefit and pension plans from breach of fiduciary duty claims.
Employers liability
Responds to liability claims when employees suffer work-related bodily injury or disease.
Workers compensation
Provides wage replacement and medical benefits to employees injured or made ill on the job.
Crime insurance
Covers losses from employee theft, forgery, social engineering and funds transfer fraud.
Kidnap and ransom
Helps manage the financial impact of kidnapping, extortion and wrongful detention, with crisis response experts.
Events & specialty coverage
Flexible and specialized programs for events, vendors, home-based businesses and unique risks.
Home-based business insurance
Covers equipment, inventory and liability for home-run businesses, often excluded under standard home policies.
Special event insurance
Covers liability, host liquor liability, cancellation and rented equipment for corporate events and fundraisers.
Annual vendor liability
One annual policy covering your liability at every market, fair and trade show you attend.
Hole in one insurance / golf tournament insurance
Lets you offer a hole-in-one cash prize, with insurance funding the payout if someone wins.
Parametric insurance
Pays a predetermined amount when a defined trigger, such as wind speed, is met.
Legal expense insurance
Covers legal costs for contract, employment and tax disputes, with access to legal advice.
Specialty programs
Tailored insurance programs for associations, professionals and specialized industries across Canada
Why choose Navacord
A different approach to insurance
Supporting clients and communities through local expertise, backed by national strength.
- $5.2B+
in gross written premiums.
- $7.5B+
in retirement assets under management.
- 5000+
insurance and financial services professionals.
