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Navacord

Protecting organizations that serve our communities

Navacord delivers specialized insurance programs for public entities that include risk management and claims services. We’re proud to support municipalities, public administration and community service organizations across the country.

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PUBLIC SECTOR EXPERTS

Coverage built to help public entities evolve

We understand public entities and municipalities face a range of complex and ever-evolving challenges. At Navacord, we provide comprehensive insurance programs for public entities of all types and sizes. With unparalleled expertise in risk management and insurance services, our programs are designed to meet the distinct needs of the public sector.  

We’ll work with your organization to identify and reduce operational risks which could include safety, administration, financial management, transportation, employment practices, and more. Together, we’ll ensure your organization has the coverage it needs today and into the future. 

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REDUCING YOUR RISKS

Insurance solutions that help you deliver

Public entities including school boards, municipalities, and community organizations are under growing pressure to deliver dependable services. Meeting these high expectations can be challenging in any economic climate. 

We’ll help your organization make informed decisions about risk financing and loss prevention so you can balance the right protection with the realities of your budget. Backed by strong relationships with Canada’s leading insurers, we’ll help you secure preferred rates on specialized coverage, including abuse liability, international travel, and educational errors and omissions insurance. 

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Who we help

With over three decades of public sector experience, you can rely on our in-house expertise to serve the unique insurance needs of your public organization. We deliver tailored coverage and risk management solutions so Canadian municipalities and public organizations can stay focused on bettering their communities. 

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Our public entity insurance expertise

Our knowledgeable team has a diverse range of experience providing insurance and risk management services to public entities. We’re here to deliver reliable support with specialized risk, claims, underwriting and marketing services in many areas of the public sector including: 

INTEGRATED INSURANCE SOLUTIONS

Essential coverages for public entities

Our comprehensive insurance plans for public entities provide a combination of broad and specific coverages to reduce your most common risks.

  • Broad coverage

    This flexible coverage adapts to new and emerging exposures to help ensure your organization is covered now and in the future.

  • Risk mitigation

    Our complimentary service program extends above and beyond your coverage, providing a blueprint to help prevent recurring risks.

  • Cyber insurance

    Cyber insurance

    This crucial coverage delivers protection against data breaches, helping to cover costs for fines, penalties, and expenses related to restoring your organization’s reputation.

  • Liability

    We provide a suite of coverages for liability including personal injury, tenants’ legal liability, employers’ liability, advertising liability, and malpractice.

  • Environmental impairment (third-party)

    We have coverage available for gradual and sudden accidental losses including above and below ground tanks.

  • Errors and omissions

    Our errors and omissions insurance works on a claims-made basis with no annual aggregate and includes full retroactive coverage.

  • Crime

    Crime

    This comprehensive coverage provides protection for dishonesty, disappearance and destruction, with an optional coverage for pension benefit plans.

  • Property

    Our property coverage addresses specific needs with options such as all risk, blanket, or scheduled coverage with replacement cost. Further enhancements are available with our Public Entity Extension Endorsement.

Explore broader business protection

If your needs extend beyond natural resources insurance, Navacord offers a full range of business insurance solutions designed to support your operations, risk exposures and long-term goals.

    Learn from our technology insurance experts 

    Aliya DayaClient Executive 

    “A technology company’s risk doesn’t begin and end with a cyberattack. A service error, system interruption or intellectual property dispute can be just as disruptive. Our role is to look at how those exposures connect and help build an insurance program that responds when the business needs it most.” 

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    FAQs for public entities

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    PUBLIC ENTITY INSURANCE QUOTE

    Start building your coverage plan